Answered: What’s the Average Cost of a Puppy Each Month?
So you’ve been brave enough to invite a puppy into your home. Good for you! We think you’ll be very happy with your life choices. That being said, we think you’ll also have experiences that you might not be prepared for.
We’re not talking about the couch that they may or may not destroy. We’re thinking about expenses & costs each month to keep your puppy happy and healthy.
The question we’re here to answer is: What’s the average cost of a puppy month to month? While there are a number of variables, we’ll stick to the basics of what you’ll need financially.
Quick Monthly Puppy Cost Breakdown
Anticipating Puppy Food Costs
One expense that can’t be escaped? Food! Unlike you, your puppy can’t sneak into the fridge in the middle of the night.
You have choices at the grocery store when you make that trip. You compare and purchase the best foods based on which suits your nutritional needs as well as doesn’t break the bank.
We recommend that you not choose food for your dog based on what’s the cheapest, but on what fits your dog's specific needs.
The better the diet for your dog, the less time spent at the veterinarian. That could save you money in the long run.
Per meal, smaller to medium-sized dogs can require as much as ⅓ to 2 cups of food. Larger dogs (over a hundred pounds) could eat as much as 5 cups at every single meal. While this translates to as little as $20 a month for the tiniest of tiny dogs, this could be about $60 to $80 for much larger dogs.
Let’s not forget those who have special dietary needs. Those modified therapeutic diets could translate to hundreds of dollars. Your veterinarian can walk you through what these unique puppies will require and what options you’ll have moving forward.
Go with your gut and fill your dog's bowl with the best you can. Feel free to test out this dog food cost calculator here.
Money for Puppy Trips to the Vet
We’ll split up this topic into two brief sections. Preventative health and general care.
An initial visit to your veterinarian will help you construct a health care plan and allow them to advise what your pup's current state of health is. You can’t forget about those first vaccinations…

The American Kennel Club (AKC) has outlined what vaccines your puppy may require in their first year. Their list is as follows:
Bordetella Bronchiseptica
Canine Distemper
Canine Hepatitis
Canine Parainfluenza
Coronavirus
Heartworm
Kennel Cough
Leptospirosis
Lyme Disease
Parvovirus
Rabies
This list can seem a bit intimidating. Please note that these can vary from breed to breed.
The above is a great place to start when researching what’s best for your puppy. Your family vet will be able to advise on any or all of these that are needed. You want puppy-specific care to be just that: specific.
While some of these vaccines will fall under either their initial budget and others will fall under the purview of your annual puppy budget, some dogs and vaccines will require them to be administered in rounds.
Individual shots can range from as little as $27 but altogether vaccinations can cost $500, or higher. Some can all be wrapped up in a bow with a single, no-frills cost.
Preparing for Vet Emergency Costs
Emergencies will happen. The very definition literally means to “arise or bring to light.” While we never want to see anything bad happen to our loveable bundles, things will happen.
How we deal with these is the measure of our preparedness. These costs would be classified as a general case.
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A surprise visit to the vet can run anywhere from a hundred dollars to thousands of dollars if there is a disaster. Putting a little emergency savings away each month probably won’t cover these costs, but they’ll certainly help.
"The national average cost for an emergency vet exam ranges from $107 to $246 for dogs," explains Dr. Kathy Wiederkehr (Wentworth), V.M.D.
Another tactic available is pet insurance. Some don’t like to plan. That’s okay. Pet insurance can take some of the weight off of your shoulders today and some of the sting out of the bill for issues that might pop up.
On average, these insurances cost about $25 to $75 a month. Some can be as little as $10, though they might not cover what you need them to. Other more expensive “Cadillac” puppy plans could cost $100 or more a month.
Whatever you choose, planning for future emergencies - even if we don’t want to consider it - is always for the best.
Monthly Grooming Costs
"The average cost of dog grooming is $85 with prices varying based on your dog's breed and size," writes Bark.com
We probably could have classified this under preventative healthcare, but, let's be honest, who doesn’t like to look as good as we feel?
How much hair does your dog have and how easily does it get matted and tangled? How big of a bathtub will your puppy require? Considering some breeds grow to their full size in a matter of six months, this can fluctuate from month one to month six.
Home is where the grooming starts. Some dogs won’t require much more than the basic maintenance that won’t cost you much. Larger dogs with tougher and more hair require far more maintenance and could cost at least $100 a month.
Dental Expenses
Don’t forget their teeth! Dental-related issues such as periodontal disease or even broken teeth are more common than most know. Dental chews can help in the short term (these are about $10 a month). Long-term, you’ll need a more inclusive plan.
Some groomers will include this in the cost of their services. Others won't, which means more work for their paw-rents. Some insurances will have this folded in but others will have this available as an add-on.

Other Possible Puppy Expenses Each Month
Time is as limited as it is important. After you’ve crate-trained your furry friend, a pet sitter could be a necessity in the near future. "The national average cost of hiring a pet sitter for one pet is $115-$185," according to Thumbtack data.
For those that don’t feel comfortable leaving their playful pooch alone for the majority of the day, a dog walker might also be a needed luxury.
According to the folks at Rover, "You’ll generally pay a dog walker between $16 and $38 per walk, depending on how long the walk lasts. Most walks start at 30 minutes."
In both of these scenarios, you’ll expand your puppy's world beyond the scope of just your family. You’re more likely to have faster success at having your four-legged friend socialized with other people and dogs.
The hourly rate for these two services will vary significantly based on population and location.
We can never express the incredible importance of proper training. There are doggy daycares that will fold this training into their day-to-day activities, which may be a solution. There is, however, no limit to the number of ways to have your puppy properly trained.
If you’re willing to take on the bulk of the work, you can send them to a few basic classes and then take over from there. Just make sure you’re ready and willing to dedicate the time to your canine. These classes can run from about $50 to $150 an hour.
Other teaching methods promise to have your puppy trained and delivered. Those can cost from a few hundred to a few thousand dollars for the overall product. We, of course, have a wonderful Puppy Preschool at JLDD. We’ll let it speak for itself right here.
In Conclusion, Monthly Puppy Costs by Breed & Size Will be Different
“The size of your dog can cause expenses to vary. Larger dogs eat more food, cost more to board, and are more expensive to groom,” explains the American Kennel Club.
It may be obvious to some, but breed and size are two variables that greatly affect the monthly cost of your furry friend. What are these specifics concerning your puppy’s size and parentage?
Ancestry matters. While you may soon find out that a dog from sought-after or pure bloodlines can be expensive to purchase or adopt, more importantly, they can have specific health needs that could cost a pretty penny.
Pugs, for example, might have breathing issues. Their short snouts are genetically predisposed to these problems. As much research as you can collect on your breed or puppy of choice, the better.
Your dog could be the size of a tank. It could take a tank load of food to feed them at every meal. Smaller dogs? They could require less food but have an unbelievable amount of energy.
You could save on the kibble but necessitate more things to hold their attention. Prep yourself a stack of bills to cover the cost of toys to make your pup happy.
And then, there is the hair. A sharp-dressed man might be nice. A well-groomed dog could mean the difference between a healthy dog and one that’s struggling. Your Chihuahua won’t require quite as many haircuts. But your Afghan Hound is a completely different story.
The first and the last year of your dog’s life are the most expensive that you’ll spend with them. FYI we’ve also written recently about what you’ll need to have saved before you bring your puppy pal home.
In the early stages, follow our guidelines above and everyone will be healthy and happy while not breaking the bank.
Authored by the JLDD Team. Learn more about what makes us premium puppy breeders here.
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